Home Insurance

Licensed in Over 30 States | In Business Since 2007
Partners With Over 25 Carriers | Free Quotes
Protection for your home is one of the most important parts of your insurance portfolio. This insurance not only protects against unforeseen events but also may provide coverage that protect liability arising from ownership and other coverages that can be tailored to fit your specific needs.


Frequently Asked Questions – Homeowners Insurance

How do I get homeowners insurance for my first home?
Well, first, congratulations on taking one of the biggest steps of your life! We do our best to make the home-buying process as painless as possible from the insurance side. This means a full quote and an extended analysis of the property and providing recommendations for strong coverage that will protect the specific house you buy and not a cookie cutter.
HO-3 or HO-6?
This question refers to whether the home should be insured as a condo unit or as a full home. There are rare circumstances where units that may appear to be a condo actually requires a HO-3 form homeowners policy instead of the traditional HO-6 condo policy. If you think this may be you, give us a call or send an email to csr@stallioninsgroup.com
Do I need insurance as a renter?
Over the years, we have heard all the excuses for why renters do not purchase insurance for their homes. Yes, many people get by without a need for the coverage that insurance offers but that does not mean putting yourself at risk in that manner is the correct decision for you or your family. You are lucky if you do. What is the cost of being unlucky, though? All adults that rent for their primary residence and do not have an easily accessible alternative living space, should have renters insurance to protect against risks which may mean both the loss of property and a living space.
Do I need an umbrella policy?
Umbrella policies are the best coverage to not need. Most individuals will find that the umbrella policy sets up the insured for peace of mind that is beyond having coverage for both home and auto.
Should anyone ever get Flood Insurance?
The need for Flood or excess Flood coverage should be evaluated on a case by case basis. However, the coverage amounts and the expense of the coverage likely conclude that those with the means should have a flood policy to protect their assets from unnecessary risk.
Have more questions? Call us today and ask for a FREE quote!

Property Insurance Options We Offer

  • Mobile home insurance
  • Umbrella policies
  • Flood insurance
  • Secondary or vacant homes
  • Rental properties and landlords
  • General liability insurance
  • Renters’ insurance
  • Condo insurance
Want to speak to our licensed agents? Call us today!